TERMS & CONDITIONS
Last Updated: September 18, 2026
These Terms & Conditions govern your use of this website and your submission of information to First Banc Home Loans (“we,” “us,” or “our”). By using this website, you agree to these Terms & Conditions.
MORTGAGE INFORMATION
Information provided on this website is for general informational purposes only and is not a commitment to lend, an approval, a loan offer, or a guarantee of financing.
Submitting a home-buying inquiry does not constitute a mortgage application or guarantee that you will qualify for any particular loan program, interest rate, payment, or loan amount. Mortgage products, rates, terms, and eligibility are subject to applicable underwriting requirements and may change.
COMMUNICATION CONSENT
When you submit information through our website, we may contact you regarding your home-buying or mortgage inquiry using the contact information you provide.
SMS/TEXT MESSAGES
If you separately check the applicable SMS consent box, you consent to receive text messages from First Banc Home Loans at the phone number you provided.
Message frequency may vary. Message and data rates may apply. Reply HELP for help and STOP to opt out.
Consent to receive SMS messages is optional and is not a condition of purchasing any goods or services.
SMS consent and phone numbers collected for SMS purposes will not be shared with third parties or affiliates for their marketing or promotional purposes.
SMS PROGRAM TERMS
First Banc Home Loans may send text messages related to home-buying and mortgage inquiries, requested information, appointment scheduling and reminders, customer service, follow-up communications, and, when separately consented to, marketing and promotional messages. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out at any time and HELP for assistance.
Wireless carriers are not liable for delayed or undelivered messages.
You must be at least 18 years old to participate in our SMS messaging program.
AI AND AUTOMATED VOICE CALLS
If you separately check the AI Voice Call Consent box, you consent to receive an automated phone call, including a call using an AI-generated or artificial voice, from First Banc Home Loans at the telephone number you provided regarding your home-buying inquiry.
Consent to receive automated or AI-generated voice calls is optional and is not a condition of purchasing any goods or services.
NO GUARANTEE OF RESULTS
Nothing on this website guarantees loan approval, financing, a particular interest rate, loan amount, payment, or closing.
PRIVACY
Information submitted through this website is handled in accordance with our Privacy Policy.
ACCEPTABLE USE
You agree not to misuse this website, attempt to interfere with its operation, submit false or fraudulent information, or use the website for unlawful purposes.
CHANGES TO THESE TERMS
We may update these Terms & Conditions periodically. Changes will be posted on this page with an updated revision date.
CONTACT US
First Banc Home Loans
Downey, California